Housing Promotion

As a key partner in the national housing drive, we’ve designed this loan to help individuals and families get on the property ladder with exceptional rates and supportive terms.

Key Features & Rates:

• Interest Rate: 3.50% for properties up to $9M
• Interest Rate: 4.25% for properties over $9M up to $20M
• Minimum Contribution (Equity): Just 5%
• Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Build Your Future, Today

• Description: Are you a qualified professional ready to invest in your future? This mortgage offers competitive rates and terms designed to grow with your career.

Key Features & Rates:

• • Interest Rate: 5.00% for properties over $20M up to $30M
  • Interest Rate: 6.50% for properties over $30M
  • Minimum Contribution (Equity): 5% for properties up to $30M, 10% for properties over $30M.
  • Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Your Perfect Home, Your Way

• Description: Whether you’re buying your forever home or need financing for a larger property, our flexible loans cover everything from major renovations to new construction.

Key Features & Rates:

• • Interest Rate: 5.00% for properties over $20M up to $30M
  • Interest Rate:  6.50% for properties over $30M
  • Minimum Contribution (Equity): 5% for properties up to $30M, 10% for properties over $30M.
  • Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Renovate and Refresh Your Space
• Description: Love your home but ready for an upgrade? Finance your next project, from a new kitchen to a major extension, with our flexible Home Improvement loan.

Key Features & Rates:

• • Interest Rate: Rates are matched to our Low Income and Residential tiers based on your project’s cost.
  • Minimum Contribution (Equity): No contribution required!
  • Repayment Period: Flexible terms up to 30 years.
  • Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Switch to GBTI and Save
• Description: Have a mortgage with another bank? Move it to GBTI and unlock significant savings. We make the process seamless so you can start enjoying lower interest rates and reduced monthly payments.

Key Features & Rates:

• Interest Rate: Benefit from the same competitive rates offered under our Low Income and Residential loan plans. We’ll match the terms to your property’s value.
• Special Auto Loan Bundle: Combine your Switch Mortgage with an auto loan and get an additional 0.50% reduction on your auto loan interest rate when you insure with NAFICO.
• Benefit: Get a 100% Discount on all Negotiation Fees.